Funding Funeral Costs with Confidence
At VIP Funeral Funding, we help funeral homes and cemeteries get paid quickly and families move forward without financial stress by advancing funds based on verified life insurance assignments.
We streamline the process, eliminate delays, and handle the paperwork — so families can focus on healing, and funeral professionals can focus on service.
Let us handle the funding — so you can focus on the farewell.
How it works.
Step 1.
Send us an assignment.
Send us an assignment with a requested amount.
Step 2.
We verify the life insurance.
Typically verified within 1 business day.
Step 3.
We pay you immediately.
As long as the life insurance is good for the amount.
Step 4.
We process the life insurance claim.
We will finish the life insurance claim and get paid back by the insurance company. Any extra benefit amount will be sent to the beneficiary(ies).
That’s it. It’s that simple.
We work with every insurance company in the United States and will fund on individual policies, group policies, and preneed policies.
Our Fees
We never hide fees. Everything is fully transparent.
We charge a 3% fee on any funding amount with a $100 minimum fee.
For example: To fund a $10,000 funeral expense, our fee would be $300.
Our fees are taken directly from the life insurance proceeds when they pay out.
Non-Recourse Funeral Funding – No Risk to You
You can use VIP Funeral Funding without fear because our funding is non-recourse. If the insurance claim is denied or delayed, you are never responsible for repayment. We take on 100% of the risk so you don’t have to.
Once funding is approved, your funeral home or cemetery will receive payment – and that money is yours to keep, regardless of the insurance outcome. No collections, no clawbacks, no stress.
You focus on the service. We’ll handle the risk.
Partner With Us Today
Whether you serve a large community or operate a family-owned funeral home / cemetery, VIP Funeral Funding is here to support you with fast, risk-free funeral funding.
Get started today by calling us at: (707) 245-4603 or by filling out the form on our contact page.
Let us handle the funding — so you can focus on the farewell.